A New Jersey mortgage company called Oceanside Mortage has compiled a list of some of the best places across the U.S. to get a home mortgage. Before a first-time homebuyer applies for a mortage loan, he or she should understand the housing market. Understanding the housing market locally and across the country is important because the it is a major factor in your mortgage application or your mortgage refinancing process. Are you lucky enough to live in one of these top areas for first-time homebuyers?
- Naperville, IL is one of the safest places to buy a home because it’s, well, safe. With a low crime rate plus a low unemployment rate, this is a great option for first-time homebuyers.
- A growing family is one of the top reasons people buy a home or refinance their mortgage. That’s what makes living in Massachusetts, the state listed as the best place to raise kids, a good option.
- If you’re not ready for kids, how about dogs? Colorado Springs has a mortgage rate below the national av